Buying vs. Leasing : Your Guide from Ryan Auto Mall Chevrolet

Finding the perfect car starts with a big decision: should you lease or buy? Both options offer unique advantages, and the right choice depends on your driving habits, budget, and long-term goals. Whether you're shopping for a dependable Chevy commuter car, a safe family SUV, or a student-friendly vehicle, Ryan Chevrolet in Buffalo, MN is here to help.
Our experienced auto sales and financing team can walk you through the pros and cons of leasing vs. buying a Chevrolet. Once you've explored our guide, visit our Chevy dealership near Delano to find the right Equinox, Tahoe, or Silverado 1500 for your lifestyle.

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Why Buying May Be Right For You

Shopping for a new or used Chevrolet in Buffalo or Monticello? Buying your vehicle outright gives you full ownership and eliminates many of the limitations that come with leasing. You'll never have to worry about mileage caps, lease return fees, or restrictions on customization.

Many Minnesota drivers choose to buy their Chevy Silverado, Equinox, or Traverse to enjoy long-term value and the ability to personalize their vehicle. Explore our competitive financing options and wide selection of new and used Chevrolets for sale to get started.

What Makes Leasing a Great Option?

Leasing is a great way to drive the latest Chevrolet models without a large upfront investment. With typically lower down payments and monthly costs, leasing a Chevy makes it easier to upgrade every few years and enjoy the newest tech and safety features.

If you’re a first-time buyer, college student, or just looking to stay within budget, leasing a new Chevy Trax, or Trailblazer could be the perfect fit. Check out our latest Chevrolet lease specials in Buffalo, MN to discover great offers on popular models.

Our Chevy Dealership in Buffalo, MN

From competitive new Chevrolet lease offers to great prices on used Chevy models, Ryan Chevrolet is committed to Driving Generations Forward. We make it easy for drivers in Buffalo, Monticello, Delano, Annandale, Rockford, Medina, Plymouth, Maple Grove and beyond, to upgrade to their next vehicle with confidence. Explore our lease vs. buy comparison below to find the best option for your needs, then stop by our Minnesota Chevy dealership to take the next step.

Your Guide to Buying vs. Leasing a Vehicle

  Leasing Benefits Buying Benefits
Ownership Pay for use of a new Chevy and upgrade models at the end of your lease term
Make payments toward full ownership and eventually own the title
Mileage Limits Mileage is capped based on lease agreement
Drive as much as you want with no mileage limits
Down Payment Typically lower down payment required  Usually requires a higher upfront cost
Monthly Payments Lower monthly payments than traditional auto loans
Higher monthly payments, but you’re building ownership
Maintenance Must follow manufacturer service schedule
Responsible for long-term repairs not covered by warranty
Customization Modifications usually not allowed
Customize freely to match your needs and style